Introduction

Save and invest every time you move money on-chain

Locker is a consumer savings and investment app built on crypto technology. It makes moving money around the world easier and safer.

With Locker, you can use EVM smart accounts (ERC-4337) to automate several actions:

  • Redirect money any time you get paid or receive a transfer

  • Forward money to a hot wallet you control, send royalty payments to a third party, etc.

  • Withdraw crypto to USD and deposit it into your bank account or debit card

  • Set savings goals*

  • Earn yield*

  • Use time-based lock-ups*

  • Swap between tokens*

* coming soon

Key features

Every locker includes the following features:

  • Non-custodial: Your funds always remain under your control.

  • Automated: Once set up, you never need to sign a transaction again.

  • Secure: We use minimally scoped session keys to move money on your behalf to pre-approved addresses. In the near future we will also allow users to set spending caps and other account firewalls to limit the impact of a compromised account.

  • Sponsored gas: Locker covers gas fees for all your transactions. We collect a small service fee for this service.

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